Mar 28, 2024

Services

Credit

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Non-Collateral Loan

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  • General Loan:
  • Group members who are approved after the group recognition test by the Support officials, she/he can get General Loan for any kind of income generating legal business. It should be paid compulsory monthly equal installment of principle & interest on declining basis. If members want this loan again can pay more than one installment at a time & can clear before the contract.

    Loan Limit : up to 3 Lakhs

    Rate : 15 %

  • Seasonal Loan:
  • To Get the seasonal benefit of business under the basic ceiling according to NRB Directives group members who have used one of the :general loan, Agriculture loan, Business loan and Collateral loan with occupation in hand along with maintained strong credit & center discipline can use seasonal loan. It can be Provided 2 times in a Year.

    Loan Limit : up to 30 thousands

    Rate : 15 %

  • Agriculture Loan:
  • Agriculture Loan is provided to Group members, who are approved after the group recognition test by the Support officials or for Collateral Business such as Vegetable Farming, Goat Farming, Bee Farming and many more to start or grow their Agriculture field.

    Loan Limit : up to 3 Lakhs

    Rate : 15 %

  • Business Loan:
  • The Loan is provided to Group Members who are approved after the group recognition test by the Support officials to start or grow their own business, micro-enterprise and to buy Vehicles such as Rickshaw, E-rickshaw etc

    Loan Limit : up to 5 Lakhs

    Rate : 15 %

  • Alternative Energy Loan:
  • This loan is given to Group members for Installing of Solar System, inverter and Battery which works as Alternative Source of Energy. This Loan is renewed only after 2 year of time.

    Loan Limit : up to 50 thousand

    Rate : 15 %

  • Emergency Loan:
  • This Loan is provided for Member and for the Member's Family Member for Emergency Medical Treatment, Pregnancy, and Marriage etc. and for other reason such as Natural Disaster due to which they can't pay their installments. This Loan can be requested only one time a year.

    Loan Limit : up to 20 thousand

    Rate : 15 %

     

  • Electrical Goods Loan:
  • This loan is for both Group Member and Non-Group Member for Purpose to Buy Electrical Appliances such as Computer, Washing machines, Printers, Telephones and many more for upgrading their living standard. This type of loan is only provided once.

    Loan Limit : up to 50 thousands

    Rate : 15 %

     

  • Livestock Loan:
  • This type of Loan is for Group Members who want to start their Business in Livestock such as to Buy Cow, Buffalo, for Milk Purpose. This type of Loan is Non-Collateral Loan.

    Loan Limit : up to 1.5 Lakhs

     

    Rate : 15 %

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  • Collateral Loan:
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  • Micro-Enterprise Loan:
  • This Loan is for Group Members or Non-Group Member who wants to start Micro Enterprise on Collateral based can request up to 7 Lakhs. Group Members can request only Group Based Loan or Collateral Loan in a same specific Time. Adding more, Plus More Collateral based Loan can be added in approved Loan underlying in loan boundaries.

    Loan Limit : up to 7 Lakhs

    Rate : 15 %

  • Overseas- Employment Loan:
  • Group Member can Request this loan for their Family ,Who are planning for Foreign Employment. Member should Show different Document related to Employment in Foreign Country such as Passport , Visa, Approval letter from Man-power Company and Many more for Approval of Overseas Employment Loan.

    Loan Limit : up to 2 Lakhs

    Rate : 15 %

  • Home Loan:
  • Home Loan can be provided for both Group Member and Non-Group Member for Building New Home, Adding More Rooms, to finish incomplete Home, reconstruct old homes and more.

    Loan Limit : up to 7 Lakhs

    Rate : 15 %